TORONTO MORTGAGE OPTIONS.COM
5 Year Fixed Rate (Insured/High Ratio): 3.39%*
5 Year Fixed Rate (Insurable/Low Ratio): 3.39% - 3.64%*
5 Year Fixed Rate (Uninsurable Purchase/Refi): 3.69%*
5 Year Variable Rate: 2.50% - 3.00% (P-.95% TO P-.45%)*
*On approved credit (OAC). Rates may vary based on loan-to-value (LTV). Rates may change at any time without notice. Conditions may apply. Subject to lender/insurer requirements.
Current Bank of Canada Qualifying Rate: 5.14%
Current Prime Rate: 3.45%
Obtaining a mortgage doesn't have to be a stressful process, especially when you have options!
Having options gives you flexibility. With access to over 30 different lenders, I will help you assess your financial needs and together, we can determine which mortgage product is best suited to your monetary goals and lifestyle.
The most satisfied mortgage clients are the ones who not only get the lowest rate but the best overall terms. This means you will pay down your mortgage faster and pay less interest over time. That said, rate isn't the only thing you should look for in a mortgage. It is important to be aware of any restrictions that could potentially negate any savings on borrowing costs. When comparing mortgage products it is crucial that you compare apples to apples, which means understanding your exit strategy and not just the interest rate. Please contact me and I'll be happy to review your mortgage options with you. My services are FREE for qualified applicants and properties.
I offer mortgage solutions and strategies for:
- First Time Home Buyers
- Real Estate Investors/Rental Properties
- Homeowners looking to Renew, Refinance or Move
- Home Owners looking to Renovate
- Home Owners looking to add a HELOC (Secured Home Equity Line of Credit)
- Self-Employed Borrowers
- Borrowers with Bruised Credit (Bankruptcy, Consumer Proposal, etc.)
- Second Family Homes (available for as little as 5% down)
- Cottage Properties
- Construction Loans
- Co-op (Co-operative) Lending
- Homeowners 55+ (CHIP Reverse Mortgage)
It is my goal to provide a truly unique and transparent mortgage financing experience…to treat every client as though they are my only client. Whether you are actively looking for financing or just have a couple of questions, please call or email me. I am here to help.